Layaway Plan


In response to the many requests. We are now offering a Layaway plan as an affordable way for you to purchase the items you need over time. Orders over $50 are eligible for Layaway. There are no fees (except for cancellation after 14 days). There is no interest. Up to 3 Months Layaway terms available. 

L a y a w a y    P l a n   &   P o l i c y

  •  Items totaling over $50.00 may be purchased on layaway. There are no hidden charges or interest applied. The seller holds all layaway purchases until the balance is paid in full. 
    Initial payment of 20% down on items totaling $50 to $175 Initial payment of 15% down on items $175 to $300+

  •  Payments may be made through PayPal, personal, business, bank check or money order. The first payment must be received within one week from the date you are quoted a payment schedule or the layaway agreement will be cancelled. Checks returned from your bank marked NSF or for any other reason are subject to a $20 fee.

  •  You may cancel your layaway within 14 days after making your first payment and receive a 100% refund.  After 14 days a charge of 10% of the item cost will be nonrefundable.
  •  After submitting your request you should hear from us within 24 hrs. We will email you with a total and a payment schedule. If you choose as a payment option we will send you a request for your first payment. Otherwise payments should be mailed to:
  • Spotlight Coins
  • PO box 122
  • Oostburg, WI  53070

  •  Please be aware that the buyer is responsible for keeping track of subsequent payments and remitting them according to the payment schedule provided by Spotlight Coins. We will send an E-mail reminder if a payment becomes overdue. Buyer is also responsible for notifying us of any change in their email address.

  • Layaway Questions or Layaway request?
    If you have any questions regarding this plan or our policy, please feel free to e-mail us at [email protected]
    or phone us at: (920-980-8522) - 9am to 5pm